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10 Tips to Survive the Broke College Student Life

High school is fun, but nothing beats college life. You finally get to see up-close what freedom feels like, you are at the peak of your youth, and the possibilities are endless. The things you do and the milestones you achieve in the few years before graduation will define you as a person and pave your future. Whether you earned yourself a merit scholarship, qualified for financial aid, or signed up for a student loan, prepare yourself for some major financial management. There will be ups and downs, but respecting certain limits and acting responsibly will make the broke college student life bearable, and even enjoyable!

10 Tips to Survive the Broke College Student Life

It’s never too early to start looking for a Part Time Job

Now that you are looking forward to an independent lifestyle, self-support is the first thing you need to get covered. Your high school diploma won’t earn you a spot in the Fortune 500, so you may have to work some random minimum wage job. Finding a suitable part time gig is no easy task, so start looking before your classes start and you settle in.

Take all the help you can get

If your folks or a relative offers any financial assistance, do not let your pride come in-between. If a friend offers to help you move, a senior is willing to become your guide, or a faculty member is trying to be your mentor, say ‘YES’. If you think you can manage everything singlehandedly, prepare for a burn out.

Set a Budget

Budgeting is the key to a pleasant and drama free college life. When you get your priorities straight and know where to draw the line, trouble does not find you that often. Your parents won’t be around to take care of all the grown up stuff. You survival depends upon how you spend or invest your money.

Learn to Cook, Clean, and do your Laundry

If you know the basics of cooking, cleaning, and doing laundry, half of your problems could be solved. These skills will prevent death by starvation, your dorm/room won’t look like a garbage dump and you won’t look (and smell) like you just got out of one.

Don’t Compare yourself to Others

Not everyone at college is broke. The rich kids may even attempt to rub it in your face and give you an inferiority complex. Bear in mind that material things don’t define you. You and all the students around you are acquiring the same level of education, which makes you equals. What matters is how you use this education to accomplish greater things in life.

Refrain from making Enemies in your first semester

Keep a low profile during rush week and just go with whatever is thrown at you during freshman year. You shall have the upper hand by the time you reach sophomore year. The embarrassment and humiliation you face at the beginning will become a memory to laugh or joke about sooner than you think.

Don’t turn into a Credit Card Junkie

By the time youngsters are off to college, they are finally eligible to get their personal credit card; many view it as free money rather than an emergency fund. Maxing out multiple credit cards will lead you towards crippling debt and probably Chapter 7 Bankruptcy.

Keep Drinking and Partying to a Minimum

Waiting until the legal age of drinking is the smart thing to do, but that seldom happens when you step foot in college. The sorority and frat parties are endearing, but too much of anything if fatal to your wellbeing.

Focus on your Grades

You came to college to earn a degree and build a better life for yourself, so don’t let yourself forget that. Friendships, love, adventure, and all the fun experiences are part of the package, but grades come first.

Appreciate the Little Things

There will be good days and bad days. Be happy about the positives rather than mourning over the negatives. For instance, small student discounts, a wholesome meal at the end of the month, or a nice long nap are certainly blessings for a broke college student.

Author Bio

John Adams is a lifestyle blogger who concentrates on health, fitness, and self-development. He encourages readers to fight their fears and overcome obstacles holding them back. He believes that every person can improve the quality of his/her life by incorporating positivity and determination. He loves to share his insight on life experiences, and contributes on various online platforms in the same niche.


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